Calculate Net and Gross Salary

With the Net ↔ Gross Salary Calculator, you can quickly understand the difference between your gross salary and the net amount you ultimately receive. Many people see a gross amount on their payslip but want to know how much remains after deductions. The reverse is also common: you know how much you want to earn net and wonder what gross salary corresponds to it.

This tool helps you calculate this as an estimate. This means the result is a good approximation, but it may differ from the exact amount on your payslip. This is because taxes, contributions and personal circumstances vary from person to person.

What is gross salary?

Gross salary is the amount you agree with your employer before taxes and contributions are deducted. This amount is stated in your contract and forms the basis for all deductions.

The following are deducted from gross salary, among other things:

• Payroll tax
• National insurance contributions
• Any pension contributions

What remains is your net salary.

What is net salary?

Net salary is the amount you actually receive in your bank account. It is the amount you use to pay your fixed costs and everyday expenses.

The difference between gross and net can be substantial and depends, among other things, on:

• Salary level
• Tax brackets
• Tax credits
• Pension scheme

When should you use this tool?

This salary calculator is useful in situations such as:

• Job applications and salary negotiations
• Comparing job offers
• Estimating monthly income
• Checking payslips
• Freelancers who want to compare gross ↔ net amounts

Students and people starting their careers also often use this tool to better understand how salary calculations work.

How does the calculation work?

The tool works based on average tax rates and fixed assumptions. First, choose what you want to calculate:

• Gross → Net
• Net → Gross

Then enter the monthly amount. The tool applies an estimated tax rate and shows the estimated result.

Formula (simplified):

• Net = Gross × (1 − tax rate)
• Gross = Net ÷ (1 − tax rate)

This makes the tool quick and easy to use, without complicated inputs.

Example

Your gross salary is €3.000 per month.
At an estimated tax rate of 37%:

• Net salary ≈ €1.890

Conversely:

• Desired net salary: €2.200
• Estimated gross salary ≈ €3.492

Important note

This tool does not take into account:

• Specific tax credits
• Pension schemes
• Collective labour agreement arrangements
• Allowances
• Special circumstances

For exact amounts, always consult your payslip or an official salary calculator.

Frequently asked questions

Is this calculation exact?
No, the result is an estimate and is intended as a guide.

Can I use this for negotiations?
Yes, as a guideline. A personalised calculation is needed for final amounts.

Does this take holiday pay into account?
No, this calculation is based on a monthly salary without extras.