Calculate Gross to Net Salary

How does the gross-to-net calculator work?

In the Netherlands, you pay tax and social insurance contributions on your income. As a result, you do not receive your full gross salary in your bank account. The amount withheld depends on several factors, such as your income, age and the tax credits you are entitled to.

Our calculator uses current tax rates and takes important credits into account, such as the employment tax credit and general tax credit. This gives you a much more accurate estimate than basic calculators that use a fixed percentage.

What is the difference between gross and net salary?

Gross salary is the amount agreed between you and your employer before taxes and contributions are deducted. Net salary is the amount that is ultimately paid into your bank account.

The difference between gross and net includes:

• Payroll tax
• National insurance contributions
• Employment tax credit
• General tax credit
• Any pension contributions

As a result, the difference between gross and net salary can be substantial. The higher the income, the greater the deductions usually are.

Why does net salary vary from person to person?

Two employees with the same gross salary can still receive different net salaries. This is because personal circumstances can affect the calculation.

Factors that may have an impact include:

• Age
• Application of the payroll tax credit
• Pension contributions
• Holiday pay
• Taxable benefit for a company car
• Part-time or full-time employment

The result of this calculator is therefore an indication. Your actual payslip may differ depending on your personal situation.

Frequently asked questions

How much net pay will I receive from my gross salary?

That depends on your income and the tax rules that apply to your situation. The calculator immediately shows you an estimate of your net monthly pay.

Is the calculation exact?

The calculator provides a realistic estimate based on current tax rules and tax credits. The actual net salary shown on your payslip may differ slightly.

Can I also enter an annual salary?

The calculator is primarily designed to calculate net monthly pay. This allows you to see straight away how much you can expect each month.

Is the employment tax credit taken into account?

Yes, the calculator takes the employment tax credit and general tax credit into account when they are enabled.

Calculate your net salary now

Curious about how much of your gross pay you will actually take home? Enter your salary details and instantly find out what net amount you can expect each month. Our gross-to-net calculator provides a quick and clear calculation based on Dutch tax rules.